We need self-learning routers that will much better protect home users, but i guess you get what you paid for. Internet provider don’t do much for user, it’s not resetting router if something stops working or refresh public IP address, so that’s that. EU needs it’s own Internet shield using open standards, who knows how much holes are in devices already. Remembering and saving passwords in Word type document on external storage like USB thumb drive is recommended, we already sold our souls online to social media. I guess we need Unicode passwords, maybe that will somehow help. Web emails should also log any login, how hard is that?